Why choose us?

Transparent Terms

Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.

Simple Process

We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to $150,000 and withdraw working capital up to once a day.

Personal Service

We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.

how it works

About Ferratum Business

With offices in Stockholm, Helsinki, Liverpool, Vilnius, Copenhagen and Perth Ferratum Business is focused on helping small businesses in Australia meet their financial needs.

Ferratum Business is a division of the Ferratum Group, a leading European finance company. The Ferratum Group is publicly traded on the Frankfurt Stock Exchange and operates in over 24 countries worldwide.

We understand that your business moves fast and conventional bank financing is often complicated or too slow to meet your needs. We created Ferratum Business to provide small business owners the working capital they need when they need it.

Using both state of the art technology and highly trained loan specialists, we are able to approve business loans faster and more often -- all without collateral requirements, interviews, or paperwork.

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Does Your Small Business Offer A Loyalty Program?
30/08/2018

If you think that loyalty or reward programs are only for “big box” stores and supermarket chains, think again. Brand awareness and marketing are crucial for every small business and giving your customers value and earning their loyalty is the best investment for your business.

How Much Money Can I Get From A Business Loan?
08/08/2018
When it comes to running a small or medium business, time is always of the essence. Whether it’s vendors who need to be paid, paying staff, production costs, or inventory, we know that every day and every cent can make a difference...
Why You Should Attend Conferences As A Small Business Owner
04/07/2018
As a small business owner, when it comes to finding inspiration, keeping on top of the latest trends in your industry, and connecting with potential partners and customers, there´s no better opportunity than at conferences.
How To Grow A Sustainable Business As An Entrepreneur
28/06/2018
As an entrepreneur, if you’re running a small or medium business, the issue of working capital is likely something you’ve come up against. After all, we all know working capital is vital to every business. Just as vital to your company is growth.
30/11/2017

So, a person walks into a bank…

It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.

To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.

30/11/2017

If you think that loyalty or reward programs are only for “big box” stores and supermarket chains, think again. Brand awareness and marketing are crucial for every small business and giving your customers value and earning their loyalty is the best investment for your business.