Why choose us?
Transparent Terms
Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.
Simple Process
We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to $150,000 and withdraw working capital up to once a day.
Personal Service
We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.
About Ferratum Business
With offices in Stockholm, Helsinki, Liverpool, Vilnius, Copenhagen and Perth Ferratum Business is focused on helping small businesses in Australia meet their financial needs.
Ferratum Business is a division of the Ferratum Group, a leading European finance company. The Ferratum Group is publicly traded on the Frankfurt Stock Exchange and operates in over 24 countries worldwide.
We understand that your business moves fast and conventional bank financing is often complicated or too slow to meet your needs. We created Ferratum Business to provide small business owners the working capital they need when they need it.
Using both state of the art technology and highly trained loan specialists, we are able to approve business loans faster and more often -- all without collateral requirements, interviews, or paperwork.
Blog / News
If you think that loyalty or reward programs are only for “big box” stores and supermarket chains, think again. Brand awareness and marketing are crucial for every small business and giving your customers value and earning their loyalty is the best investment for your business.
So, a person walks into a bank…
It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.
To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.
If you think that loyalty or reward programs are only for “big box” stores and supermarket chains, think again. Brand awareness and marketing are crucial for every small business and giving your customers value and earning their loyalty is the best investment for your business.
In 2013, American research-based, global performance-management consulting company Gallup conducted a 142-country survey which showed that only 13% of employees worldwide are engaged in their work.